Tallahassee Residential Fire
Tallahassee Residential Fire
Tallahassee Residential Fire
Tallahassee Residential Fire
FABBRO & COMPANY – PUBLIC ADJUSTER IN TALLAHASSEE LEON COUNTY SECURES OVER $850,000 FOR POLICYHOLDER ON A HUGE SINGLE FAMILY RESIDENTIAL FIRE LOSS.
In 2014, this single-family, two-story custom home located in Tallahassee, FL sustained catastrophic damage due to a fire caused by an electrical issue in the master bathroom. Upon returning from their honeymoon and learning of their loss, the homeowners were left with the daunting task of figuring out where to go next.
Although a good policy was in place with State Farm Insurance Company, early indications pointed to a potential problem with the application for insurance. Given the size and scope of their loss, coupled with questions surrounding the application, the homeowners decided to consult with a professional with extensive experience in handling large fire claims. Dante R. Fabbro, PCLA of Fabbro & Company Public Adjuster was engaged shortly thereafter to prepare, present, and negotiate the claim on their behalf.
Knowing the legal ramifications if an application of insurance contains unclear or incomplete information, Mr. Fabbro recommended the insured’s consult with legal counsel before participating in an Examination Under Oath. They followed this advice and the application issue was resolved promptly and full coverage was afforded on the claim.
Fabbro & Company proceeded to fully document and substantiate the dwelling and personal property claim. In the meantime, a like-kind, fully furnished home was located and secured, all paid for by State Farm for the full period of restoration.
Once the dwelling and personal property claim proposal was completed, it was reviewed by the insured, corrections and/or additions were made, and the claim was submitted to State Farm for consideration. Because the claim preparation phase was completed properly and the necessary time was invested to “get it right” and back-up the claim with documentation, the negotiation phase was concluded in a timely manner. The result was a settlement in excess of $850,000.
The lesson learned in this claim was the courage shown by the homeowners to promptly seek professional claim representation and legal advice before having the claim potentially spiral into unnecessary litigation. It also allowed Fabbro & Company, Public Adjusters to be actively involved before evidence was discarded.
The homeowners were able to demolish the damaged home and rebuild new as well as replace all of their destroyed personal property.
If you need a Public Adjuster in Tallahassee or Leon County FL, call Fabbro & Company for a no-cost consultation at 813-601-1694.
Client contact information available upon request.
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